Category: Home Insurance

Flood Insurance For The Homeowner

Did you know that floods are the most common form of natural disaster?  Floods cause over     $4 billion dollars in damages ever year. Here is another amazing fact; the average homeowner has a 1 in 4 chance of having flood damage during the timeframe of a 30 year mortgage. If your home is in a flood zone, you must buy flood insurance if you want...

If Your Tree Falls On To Your Neighbors Home… Who Is At Fault?

Homeowner’s Insurance Homeowner’s insurance is designed to protect your home and property. But it also provides liability coverage if you should damage someone else’s property or injure another person. A question we often get is, “Who is responsible if my tree falls on my neighbor’s home”? If your tree falls on your neighbor’s home due to a loss by wind, fire, lightning, or some other...

Five Things That Increase Your Homeowner’s Insurance Risk

How to be your homeowner insurer’s best friend Everyone is looking to reduce homeowner’s insurance premiums in New Jersey, New York and the rest of the Northeast. Most people think the only way to reduce your homeowner’s premiums is to shop for the best price. While that is always a good idea (Beckerman & Company  represents many fine and stable insurers that we can select...