Beckerman & Company

New Jersey Insurance Quotes

4 Benefits of Speaking with an Insurance Agent When Buying a Home

Posted: August 18, 2017

Guest Blog from Gloria Nilson When it comes to the most important things in life, insurance can be used to protect them. Health insurance protects individuals from high costs associated with maintaining one’s health and car insurance protects individuals from costs associated with liability derived from accidents. Homeowners insurance provides the same protection for homeowners. Many homebuyers wonder if it is really necessary when purchasing...

Flood Proofing Your Residential Property

Posted: April 19, 2017

For homeowners seeking to go above and beyond purchasing a flood insurance policy to protect their home from flood damage, physically flood proof their home using is an option. Not all methods described below are available to all homeowners. Factors to be considered in a flood proofing project is the location the related flood areas of the home and local and state flood proofing regulations....

Flood Insurance Rate Increases: Who Will Be Affected?

Posted: April 19, 2017

April 1, 2017 brought the implementation of rate increases for flood insurance policies pursuant to the Biggert-Waters Flood Insurance Reform Act of 2012 and the Homeowner Flood Insurance Affordability Act of 2014. Premium increases are the result of the current deficit the NFIP is in, roughly 20 billion dollars. In addition to being an effort to raise the funds the NFIP needs to respond to...