The year-end holidays are a great time of year, and it is always fun to get together with co-workers to share in the seasons festivities. However, holidays can be an especially dangerous time because many people celebrate by over consuming alcohol, making themselves susceptible to related troubles. An employer who serves alcohol to an already intoxicated employee at a company sponsored holiday party could potentially be responsible for accidents and injuries caused by that employee. Many businesses will host holiday parties, and the goal is to keep the celebrations safe and fun.
Remember, a business insurance policy provides wide-ranging protection for your businesses. This would include holiday parties, if the policy is designed correctly.
Company Holiday Party Tips to Consider:
- Limit alcohol use. If your event is at a restaurant, limit complimentary drinks to one or two per person.
- Make sure the party is voluntary.
- Consider serving wine and beer only, rather than hard alcohol.
- Using a caterer or restaurant for your party can limit your personal and/or company liability.
- Distribute drink tickets to limit the number of free drinks.
- Limit the party length to about 3 hours if it will be during a meal time; 2 hours if it is just a cocktail event.
- Don’t allow people to mix drinks on their own.
- Make it clear that no drug use will be tolerated.
- Insist on a ride home to anyone you think needs one.
- Have cab numbers on hand. If someone should not be driving and they insist on going home, call a cab for them instead of allowing them to take the risk of driving home.
- Have a good selection of food and non- alcoholic drinks available.
With an independent insurance agent like Beckerman & Company, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
All of us want to wish you a safe and joyous holiday season.Filed Under: Blog, Business Insurance | Tagged With: Business insurance