Tag: Home Insurance 2

Are You Running A Business From Home?

Home based businesses can offer the best of two worlds; working from home and earning a living.  In fact, over 50% of small businesses are run from homes.  But there are risks in operating your business from you home. Most home based businesses do not have the same risks as other business including buildings, employees, production machinery, or fleets of vehicles.  But, home based businesses...

Three Insurance Coverages For December

These coverages also benefit you throughout the year As we are in the height of the Holiday season, and winter has arrived, we thought it might be good to review three specific personal insurance coverage’s  which you may need for the month of December.  You will need these personal insurance coverage’s all year around, but claims tend to increase in the winter months. Personal Umbrella...

Five Questions To Ask Your Broker

There is a growing trend that involves the idea that insurance agents are different. And that when selecting your personal insurance, it pays to use an agent who has experience, knowledge and the services you need. Your agent should have many years’ experience in the industry. They should have a staff that has the knowledge and experience to handle your individual personal insurance concerns and...

Now Is a Good Time To Assess Your Home’s Replacement Value

Many people have seen their home’s market value increase recently.  This is good news as home values have declined from a high in 2009 according to leading experts Homeowners need to be aware of their home’s replacement cost, as this value is what will determine any claim settlement. Replacement cost is the actual cost to replace any personal property or structure to its pre-loss condition....

Three Things Everyone Needs To Know About Homeowner’s Insurance

Homeowner’s Insurance Homeowner’s insurance is designed to cover accidental loss or damage to your home and personal property. Homeowner’s insurance also covers your personal liability if someone is injured on your premises. We recommend that every client actually read their homeowner’s policy to gain an understanding of the coverage and exclusions. Here are at least three things you need to understand about your homeowner’s insurance....