Category: Uncategorized

4 Benefits of Speaking with an Insurance Agent When Buying a Home

Guest Blog from Gloria Nilson When it comes to the most important things in life, insurance can be used to protect them. Health insurance protects individuals from high costs associated with maintaining one’s health and car insurance protects individuals from costs associated with liability derived from accidents. Homeowners insurance provides the same protection for homeowners. Many homebuyers wonder if it is really necessary when purchasing... Read Article

Policy Review: Valentine's Day Edition

There are several events that should trigger an insurance policy review.  The least recognized event is Valentine’s Day.  According to, 17.3% of all Valentine’s gifts will be in the form of jewelry and, overall, according to, the US saw $316 Billion dollars in jewelry sales in 2016. That’s a lot of bling! Whether one receives jewelry on Valentine’s Day, or several times a... Read Article

Protecting Your Identity While Shopping

While the holiday season brings bigger opportunity for would be hackers given the increased amount of online transactions with credit cards, consumers should be vigilant all year round.  While some homeowners and renters policies offer a basic level of identity theft indemnification, it is still in shoppers’ best interest to proactively protect their identity and credit cards while shopping.  One way to plan a defense... Read Article

Thanksgiving Safety Tips

    Celebrating Thanksgiving is an event most people look forward to in November. Whether you are a host or a guest,  be sure to plan for safety in addition to the menu and guest entertainment or travel planning. With the hustle and bustle of getting ready for the holiday, simple safety measures can be forgotten.  Be sure to incorporate the following safety tips when... Read Article

Coverages to Protect Against Hurricane Damage

According to the Insurance Information Institute, New Jersey has the third most exposure for storm surge among coastal states, only beaten out by Florida and New York.  With wind and flood risks being commonplace in this state, purchasing insurance policies to shield against financial losses isn’t a bad idea. While Hail/Wind may come with homeowner’s insurance, Flood is not a part of standard homeowners or... Read Article